Know where your money goes. See where it’s taking you.
Trupence connects your accounts to track spending, budgets, and net worth, so you can plan for financial independence.
Your everyday money and your long-term plan, in one place.
Most apps stop at budgets, and most planners start from a blank spreadsheet. Trupence connects the two.
Your whole picture on one page.
Net worth, what you own, and what you owe, with the history behind them. Recent transactions and your top spending categories sit right underneath.
- Net worth tracked over time, not just today
- Linked accounts alongside manual ones, like a home or a car
- Progress toward financial independence at a glance
One ledger for every account.
Every transaction from every linked account in one list, with clean merchant names and categories already filled in.
- Search and filter by category, account, tag, or date
- Recategorize, split, tag, or edit in bulk
- Leave transfers and one-offs out of your budget
- Import older history from a CSV file
Budgets that carry over, and subscriptions that can’t hide.
Set a monthly amount for each category. Unspent money can roll into next month. Trupence spots your subscriptions and recurring bills on its own and flags any price that goes up.
- Category budgets with optional rollover
- Subscriptions and recurring payments found automatically
- Price increases called out
- Savings goals with target dates
Follow every dollar of your paycheck.
Upload a W-2 or paystub, or type in the numbers. Trupence traces your gross pay through taxes and deductions to what you spend and what you keep.
- Payroll documents read automatically
- The PDF is deleted as soon as the figures are extracted
- A savings rate based on gross income, not just take-home pay
A financial independence plan you can actually test.
Set a retirement age, your spending, and what you save. Trupence shows your target, the year you’ll get there, and which single change would move that year the most.
- See how much each change would move your goal year
- Test your plan against past market returns and randomized simulations
- Model withdrawal strategies, life events, and alternate scenarios
Plan with a partner
Invite a partner to share one household. You’ll see combined accounts and budgets, and you can plan together.
Sign in your way
Use a passkey, your Google account, or a password with two-factor authentication, which is required.
Desktop and phone
The same workspace on a big screen or a small one, in light or dark mode.